If I make no sales, will I pay the $10 minimal monthly fee on the Standard plan?

If you have entered your billing information and have gone live with your account, yes. The $10 minimal monthly fee will be charged on a per month basis to all live accounts selling under $500/month ($500 * 2% = $10).

However, you can use the test environment to develop with Snipcart for free, for as long as you want.

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